Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Which Payday Loan is
best for people with
Bad Credit?

We at FinanceJar will find the plan to best suit your needs!

We Cater For All credit histories.

Payday Loans

Personal Loans

The best unsecured loans on the market.

Payday Loans

Payday Loans

Short term loans at their finest and easiest.

Payday Loans

Logbook Loans

Great when you want to change your vehicle.

Payday Loans

Guarantor Loans

A helping hand is always appreciated.

Payday Loans – How Could They Help You?

In the modern world payday loans are becoming a very normal and safe source of fast finance. Many people find that they are living month-to-month on their regular paycheques, making it impossible to save any money for those rainy days. This can make it very difficult or stressful when an unexpected bill arises or your car breaks down. By using payday loans you will gain access to the funds you need and will stop having to worry about your finances.

By getting payday loans with FinanceJar you open up the options available to you by gaining access to over 40 different lenders from across the UK. By having access to all these reputable lenders you will be able to get the plan that you want at the very lowest rates possible.

What if You have Bad Credit?

We all know how much of an inconvenience having bad credit can be. Banks won’t go near you or even consider your loan application if you have a less than perfect credit history. This can be even more frustrating when the application process takes several days to go through. Having to wait for so long just to be told no can even be stressful to many people and why put yourself through that.

All of our lenders have agreed with us that a bad credit score is not the be all and end all that the banks make it seem to be. We instead base the results of your application on your current ability to repay the loan amount. What this means is that we look at your current employment and the amount of your regular paycheques and base the amount that you would be able to repay on that. Now you can get a payday loan in those times of need without worrying about being accepted due to bad credit or anything else.

How to Apply

It couldn’t be easier to apply for finance today and get the cash you need to help you get things back under control. There are just a few simple requirements that you need to make sure that you have before you start, check them here.

  • Your Name
  • Your full UK address
  • A UK bank account
  • Proof that you are 18 or older
  • Your current employer
  • Proof of regular paycheques

The rest is just as simple. All you have to do is fill out our 2-minute online application with the above details. Once the form is completed and you have sent it over, our dedicated team of experts will work as quickly as possible to find you a plan that suits your needs as best as possible. Once you have been accepted for a plan we will transfer your details across to the lender and you will receive the money straight into your account within just 15 minutes. Payday loans have never been easier or more accepted than they are today, so don’t hesitate to get the finance you need now.

We Don’t Just do Payday Loans

Although we are very proud of our payday loans, we understand that payday loans are not always suited to every situation. If you are looking for a new vehicle or perhaps you are looking to get a larger sum, then a payday loan just won’t cut it. We offer a wide variety of loan types and are more than happy to help you find the very best available plan to suit you.

The list of loans is quite large, but what follows is the most common varieties that you may find includes the kind of finance that you are looking for.

  • Cash Advance – Very similar to a Payday Loan but sometimes stretching for a longer term.
  • Debt Consolodation – If you owe different amounts to different lenders, why not group them together.
  • Guarantor Loans – Have someone else provide collateral to your finance.
  • Logbook Loans – A perfect solution when you are interested in a new vehicle.
  • Signature Loans – Sometimes called a Personal Loan, it’s the standard short term loan.
  • Term Loans – The standard borrowing over an agreed amount of time short or long.

If the kind of finance you are looking for is not in this list, or perhaps you just don’t know what kind of finance would suit you best, don’t worry. By just filling out our online form our fully trained branch of financial experts will be able to fit your needs to the very best plan available.

See How We Compare to Some of Our Competitors

Loan amount
£100 - £5,000
Loan term
3 - 36 Months
CUSTOMERSCORES
Very fast decisions every time
Apply Now

Show More ▼

Loan amount
£100 - £1,250
Loan term
3 - 12 Months
CUSTOMERSCORES
New and upcoming lender that will go far.
Apply Now

Show More ▼

5 most recent personal loan reviews

Review of Danske Bank

Responsible, Trustworthy and Thorough Boy are they everything I've mentioned in the title. These people have a very thorough process of money lending and repayment from the start to throughout the process on repayment. I'm a guarantor and I'm always told if there are any problems with the repayment. If not, I don't hear from them. They are very professional in the approach of lending money. They will advice a budget plan is completed so you know exactly how much needs repaid. Staff are very friendly and helpful. Things are pretty straight forward with Danske.

Review posted by Justin Browne, Burnley

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Albemarle Bond

Applying for a loan from Albemarle; the process was very easy, filling a form out online and then phoning Albemarle. A very nice young lady took the call and dealt with the application in a quick and efficient manner, after supplying the relevant information, and having it checked the loan was approved and the money was in the bank within a couple of hours. All in all an excellent company, the staff were very helpful polite and very efficient.

Review posted by Barbara Valkeith, London

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 3 Month Payday Loans U

Amazingly quick, just 24 hours. They check to make sure you can really afford the repayments. My guarantor wasn't a home owner just had a good credit history. Very pleased with every aspect of the service they have provided. Would definitely recommend to anyone.

Review posted by Tracy Egerton, Rushden

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
For authentic reviews that are entirely unbiased we have sourced all of our above reviews from Trust Pilot.